Open a new checking account and receive a cash bonus after meeting qualifying direct deposit requirements within the first 90 days.
Example promotion
This is an example of a promotion that could suit this business. It is not a guaranteed active offer or a working discount code. Check the website for current deals.
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BMO is a U.S. retail bank offering a broad range of personal and business financial products, including checking and savings accounts, credit cards, loans, mortgages, and investment options. The bank serves customers across the United States with both digital banking tools and physical branch locations.
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About BMO
Main category
Personal and business banking
Key products
Checking accounts, savings accounts, credit cards, loans, mortgages, investing
Operates in
United States
Digital banking
Available (online and mobile support)
Branch access
Physical branches available
Credit cards offered
Cash back, platinum, rewards, secured (Boost), travel (Escape)
Loan types
Home equity, student loans, personal loans, mortgages
Target audience
Individual consumers, students, homeowners, investors
BMO operates in the mainstream banking segment, targeting everyday consumers as well as small business owners and investors who want a full-service financial institution. The product lineup covers the full spectrum from basic no-overdraft-fee checking accounts to premium rewards credit cards and wealth management services. BMO also caters to niche audiences through sports-themed debit cards tied to teams such as the Chicago Bulls, Chicago Blackhawks, and LAFC. The bank positions itself as a practical choice for customers seeking a wide range of financial tools under one roof, with digital self-service options alongside in-person branch support.
Active promotions
Ready to use with your order at BMO.
New credit card applicants may benefit from a 0% introductory APR on purchases and balance transfers for the first 12 months after account opening.
Example promotion
This is an example of a promotion that could suit this business. It is not a guaranteed active offer or a working discount code. Check the website for current deals.
To the shop
BMO in the news
Recent updates and background about BMO, summarised in our own words.
BMO lowers price target for Fiserv citing leadership concerns
BMO has reduced its price target for Fiserv stock, with concerns about the company's leadership cited as the primary reason. The adjustment reflects a more cautious stance on the company's near-term outlook. No further details on the specific leadership issues were included in the available information.
BMO Capital Markets tops mining M&A advisory rankings for first half of 2026
BMO Capital Markets ranked first in providing financial advisory services for mergers and acquisitions in the mining sector during the first half of 2026. This positions the firm as a leading adviser in that industry segment. The ranking was reported by Mining Technology.
BMO Capital keeps Buy rating on Microsoft with $500 price target
BMO Capital has reaffirmed its Buy rating on Microsoft shares and kept its price target at $500. The firm made no changes to its existing assessment of the stock. This reflects a continued positive outlook on Microsoft from BMO Capital's analysts.
Summaries by Image Review based on publicly available sources and our own editing. External links may contain affiliate links.
What others ask about BMO
Answers to the most common questions, based on search behaviour and our own research.
Is BMO a trustworthy bank?
BMO is a regulated U.S. retail bank offering a full range of financial products including insured deposit accounts. The bank operates physical branches and provides digital banking support, which are both indicators of an established financial institution.
What types of checking accounts does BMO offer?
BMO offers several checking account options, including the BMO Smart Advantage Checking, BMO Relationship Checking, and BMO Smart Money Checking, the latter of which carries no overdraft fees. Customers can compare all options on the BMO website to find one that suits their needs.
Can I apply for a mortgage at BMO?
Yes, BMO offers a range of mortgage products including fixed rate, adjustable rate, jumbo, and low down payment mortgages. A mortgage affordability calculator and the option to request a pre-qualification are available on the website.
How do I get support from BMO if I have a problem?
BMO provides online support through its digital banking platform, as well as in-person assistance at physical branch locations. Customers can also find answers through the frequently asked questions section on the BMO website.
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