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AXA Travel Insurance USA offers travel protection plans for domestic and international travelers, covering risks such as trip cancellation, emergency medical expenses, evacuation, and baggage loss. The company operates as part of the global AXA Group and serves a wide range of traveler profiles through multiple tiered plan options.
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About AXA Insurance USA
Main category
Travel insurance
Plan types
Single-trip and annual multi-trip
Prices from
$11 (North America Explorer)
Coverage areas
Domestic and international, including Schengen Area
Key benefits
Trip cancellation, emergency medical, evacuation, baggage loss, cancel for any reason
Customer service phone
1-855-327-1441
Target audience
Seniors, families, backpackers, couples, solo travelers, business travelers
Claim option
Online claim filing available
AXA Travel Insurance USA positions itself in the mid-to-broad travel insurance market, targeting everyday travelers, frequent flyers, seniors, families, backpackers, and business travelers alike. The product range spans from basic single-trip medical coverage to comprehensive annual multi-trip plans, with optional add-ons such as cancel for any reason, pet coverage, and rental car damage. Plans are structured in clear tiers, from entry-level options like the North America Explorer starting at $11, to more extensive packages such as the Explorer Elite. The approach emphasizes pre-trip planning support alongside on-trip assistance, with destination-specific guidance available directly through their website.
Active promotions
Ready to use with your order at AXA Insurance USA.
Annual multi-trip plan discount for frequent travelers who purchase before their first trip of the year
Example promotion
This is an example of a promotion that could suit this business. It is not a guaranteed active offer or a working discount code. Check the website for current deals.
To the shop
Bundle discount when adding optional coverage such as cancel for any reason or rental car damage to a standard plan
Example promotion
This is an example of a promotion that could suit this business. It is not a guaranteed active offer or a working discount code. Check the website for current deals.
To the shop
AXA Insurance USA in the news
Recent updates and background about AXA Insurance USA, summarised in our own words.
AXA Hong Kong introduces AI into its underwriting process
AXA Hong Kong has begun incorporating artificial intelligence into its underwriting operations. The move reflects a broader effort within the company to modernize and streamline how insurance risks are assessed.
AXA and BytePlus partner on AI integration in insurance
AXA and BytePlus have signed a strategic memorandum of understanding focused on applying artificial intelligence across the insurance value chain. The agreement signals a shared commitment to accelerating AI-driven change within the insurance sector.
AXA Travel Insurance Reviewed for 2026
AXA Travel Insurance has been evaluated to help consumers determine whether its plans offer good value. The review, published by Upgraded Points, examines the coverage options and overall suitability of the product for travelers.
Summaries by Image Review based on publicly available sources and our own editing. External links may contain affiliate links.
What others ask about AXA Insurance USA
Answers to the most common questions, based on search behaviour and our own research.
Is AXA Travel Insurance USA a trustworthy insurance provider?
AXA Travel Insurance USA is part of the global AXA Group, a well-established name in the insurance industry. The US travel insurance arm offers structured plans with clearly listed benefits and an online claim filing process, which gives consumers a degree of transparency about what they are buying.
What does AXA travel insurance actually cover?
Coverage depends on the chosen plan but can include trip cancellation and interruption, emergency medical expenses, emergency evacuation and repatriation, baggage delay or loss, missed connections, rental car damage, and cancel for any reason. Some plans also include pet coverage and search and rescue benefits.
How much does AXA travel insurance cost?
Plans start at $11 for the North America Explorer, $18 for the Explorer Standard, and $38 for the Explorer OnTrip medical plan. Pricing varies based on the plan tier, destination, trip length, and traveler profile.
Can I get coverage for a pre-existing medical condition with AXA?
AXA Travel Insurance USA lists pre-existing medical condition coverage as one of the plan benefit options. Whether it applies depends on the specific plan selected and the conditions at the time of purchase, so reviewing plan details carefully before buying is recommended.
Your turn
Do you have experience with AXA Insurance USA?
Help other consumers by sharing your experience, with a photo of what you actually received. It takes two minutes and you automatically join the monthly draw.
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