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Usetreno.cz is a Czech comparison platform that allows consumers to compare offers from energy suppliers, banks, insurers, and mobile operators in one place. The service is free of charge and aimed at helping households reduce their recurring costs.

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At a glance

About Usetreno.cz

Founded
2010
Main service
Price comparison for energy, insurance, banking and telecom
Cost to use
Free of charge
Categories covered
Electricity, gas, mortgages, loans, mobile plans, internet, insurance, savings accounts
Number of mobile tariffs compared
259
Number of electricity suppliers compared
56
Number of mortgage banks compared
16
Parent company
ČSOB Group
Usetreno.cz positions itself as an independent comparison tool for Czech consumers who want to avoid overpaying on everyday services such as electricity, gas, mortgages, mobile plans, and various types of insurance. The platform targets cost-conscious households and individuals across all income levels, rather than a specific premium or budget segment. Its approach is built on transparency and no-obligation advice: users fill in a calculator, receive a personalised saving estimate by phone, and are never pressured into switching. The company has over 16 years of experience in the market and is part of the ČSOB banking group, which adds institutional backing to its operations.
August 2026

Active promotions

Ready to use with your order at Usetreno.cz.

Free, no-obligation savings calculation by phone after filling in the online calculator. No commitment required to proceed with any switch.
To the shop
Access to exclusive partner rates on mortgages and insurance that are not available directly through the provider, available at no cost through the comparison platform.
To the shop
Recent

Usetreno.cz in the news

Recent updates and background about Usetreno.cz, summarised in our own words.

Expats.cz

How expats in Czech Republic can benefit from bank bonuses

Several Czech banks offer bonuses and incentives that can be useful for people living abroad in the country. Understanding the local banking system and its promotional offers can help expats manage their finances more effectively. Knowing which products and conditions apply is a practical first step.

Expats.cz

Energy subsidies ending may lead to higher bills for consumers

State subsidies on energy are being discontinued, which is expected to result in increased costs for households. The exact impact on individual bills will depend on usage and provider. Consumers are advised to review their current energy contracts in light of these changes.

Usetreno.cz

Usetreno.cz Claims Families Can Save Up to 6,000 CZK Per Month

According to Usetreno.cz, households that use the platform to compare and switch providers of energy, insurance, and telecom services can save up to 6,000 CZK per month in total. The platform highlights exclusive offers that are not publicly available elsewhere.

Summaries by Image Review based on publicly available sources and our own editing. External links may contain affiliate links.

Frequently asked questions

What others ask about Usetreno.cz

Answers to the most common questions, based on search behaviour and our own research.

Is Usetreno.cz a reliable comparison service?

Usetreno.cz has been active since 2010 and is part of the ČSOB banking group, one of the largest financial institutions in the Czech Republic. The platform states that its comparisons are independent and that its service is free and non-binding for consumers.

Does using Usetreno.cz cost anything?

No, the comparison service is free of charge for consumers. Users are not obligated to switch providers or purchase any product after receiving a comparison result.

What kinds of services can I compare on Usetreno.cz?

The platform covers a wide range of categories including electricity, gas, mortgages, personal loans, savings accounts, mobile tariffs, fixed internet, travel insurance, car insurance, home insurance, and current accounts.

How does the comparison process work on Usetreno.cz?

Users fill in a short online calculator and leave their phone number. A representative then calls to explain the potential savings and, if the user wishes, can help arrange the switch to a new provider.

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