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National Debt Relief is an American debt settlement company that helps consumers reduce and resolve unsecured debt, such as credit card balances, without taking out new loans or filing for bankruptcy. The company has been active since 2009 and has enrolled more than 1.5 million clients in its debt relief programs.
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About National Debt Relief
Founded
2009
Clients enrolled
More than 1.5 million
Program duration
24 to 48 months
Potential savings
Up to 46% before fees, approx. 25% including fees
Fee structure
No fees charged until a debt is settled
BBB accreditation
A+
Minimum debt
$5,000 (lower amounts not eligible)
Contact
800-300-9550
National Debt Relief targets consumers who are struggling with significant unsecured debt, typically between $5,000 and $100,000 or more, and who are looking for an alternative to bankruptcy or debt consolidation loans. The company operates in the financial services segment and positions itself as a fee-on-results provider: no fees are charged until a debt is actually settled. Clients are guided through a personalized plan aimed at paying off debt within 24 to 48 months, often at a reduced total amount. The company holds a BBB A+ accreditation and publishes documented client savings cases on its website.
Active promotions
Ready to use with your order at National Debt Relief.
Free, no-obligation debt relief consultation to assess eligibility and explore available program options.
Example promotion
This is an example of a promotion that could suit this business. It is not a guaranteed active offer or a working discount code. Check the website for current deals.
To the shop
Free savings estimate showing how much a client could potentially save and how quickly they could become debt-free.
Example promotion
This is an example of a promotion that could suit this business. It is not a guaranteed active offer or a working discount code. Check the website for current deals.
To the shop
National Debt Relief in the news
Recent updates and background about National Debt Relief, summarised in our own words.
National Debt Relief becomes title sponsor for Martinsville NASCAR race
National Debt Relief has been announced as the entitlement partner for a NASCAR O'Reilly Auto Parts Series race at Martinsville Speedway, scheduled for October 31. This sponsorship agreement gives the company naming rights to the event. The partnership represents a promotional involvement in professional motorsport.
AI debt advice discussed alongside lighthearted news topics
A FOX 5 Atlanta segment touched on the use of artificial intelligence for debt advice, alongside unrelated topics such as National Taco Day and candy corn pizza. The segment covered a mix of consumer interest and entertainment subjects. National Debt Relief was referenced in connection with the AI debt advice portion of the coverage.
National Debt Relief listed among top debt relief companies
CNBC published an overview of leading debt relief companies for October 2026. National Debt Relief was included in this roundup. The list highlights companies considered noteworthy in the debt relief sector.
Summaries by Image Review based on publicly available sources and our own editing. External links may contain affiliate links.
What others ask about National Debt Relief
Answers to the most common questions, based on search behaviour and our own research.
Is National Debt Relief a legitimate and trustworthy company?
National Debt Relief holds a BBB A+ accreditation and has been operating since 2009, with more than 1.5 million clients enrolled in its programs. The company only charges fees after a debt has been successfully settled, which limits upfront financial risk for clients.
How much does National Debt Relief cost?
The company does not charge fees until it has settled a debt on the client's behalf. According to the company's own disclosures, clients who complete the program save approximately 46% before fees, or around 25% when fees are included.
How long does the debt relief program take?
The program is designed to resolve enrolled debts within 24 to 48 months, depending on the client's specific situation and the amount of debt enrolled.
What types of debt does National Debt Relief handle?
The company focuses on unsecured debts such as credit card balances. It does not assume consumer debt, make monthly payments to creditors on behalf of clients, or provide tax, bankruptcy, accounting, or legal advice. Not all debt types are eligible for enrollment.
Your turn
Do you have experience with National Debt Relief?
Help other consumers by sharing your experience, with a photo of what you actually received. It takes two minutes and you automatically join the monthly draw.
€250
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One winner from all review submitters, drawn on the 1st of the month.
Your review = real impact + chance to win €250
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