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Mortgage Research Network is an online editorial platform providing news, analysis, and practical guidance on mortgages, home buying, refinancing, and related real estate topics. The site is operated by Three Creeks Media and targets consumers navigating the homebuying process in the United States.

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We ask contributors to share a photo they took and their own experience. Reviews go through automated checks. Flagged reviews can be assessed manually. Approval is not a guarantee that a photo is unedited or free of AI generation.

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  • A review invitation does not independently prove a purchase. An order reference supplied by a company is not independent purchase verification either.
  • Publishing a photo with a review does not automatically permit reuse in marketing. A subscription does not grant that permission either.

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At a glance

About Mortgage Research Center

Content type
Editorial news and guides, no products sold
Parent company
Three Creeks Media, LLC
Editor in chief
Tim Lucas, former loan officer
Main topics
Mortgages, refinancing, real estate, credit, housing economy
Target audience
US homebuyers and homeowners
Revenue model
Lender-matching referrals via web forms and rate tables
Content formats
Articles, podcast, YouTube channel, calculators
Related sites
Veteran.com, TheMilitaryWallet.com
Mortgage Research Network positions itself as an information resource rather than a lender, connecting consumers with expert-driven content produced by practitioners with direct experience in mortgage and real estate, not generalist writers. The platform is led by former loan officer Tim Lucas and covers topics ranging from daily mortgage rate tracking to down payment assistance programs and VA loan market data. Its typical audience includes first-time homebuyers, existing homeowners considering refinancing, and anyone researching the broader housing market. Revenue is generated through lender-matching referrals, which the site discloses transparently in its advertiser disclosure.
September 2026

Active promotions

Ready to use with your order at Mortgage Research Center.

Free access to mortgage calculators including conventional, VA, FHA, USDA, and refinance tools, with no registration required.
To the shop
Lender matching at no cost to the consumer, allowing visitors to compare options through rate tables and web forms without paying a referral fee.
To the shop
Recent

Mortgage Research Center in the news

Recent updates and background about Mortgage Research Center, summarised in our own words.

Fortune

Refinance mortgage rate overview for September 16, 2026

A report covering current refinance mortgage rates was published for September 16, 2026. The report provides an overview of the refinancing rate environment at that point in time.

Fortune

US mortgage rates continue to rise as of September 16, 2026

As of September 16, 2026, mortgage rates in the United States remain on an upward trajectory. The ongoing increase follows a pattern that has been observed in the days leading up to this date.

eciks.org

Mortgage Research Center reports 30-year rate at 7.04%

The Mortgage Research Center has published data showing that the average interest rate on a 30-year mortgage in the United States currently stands at 7.04%. This figure reflects the most recent measurement reported by the organization.

Summaries by Image Review based on publicly available sources and our own editing. External links may contain affiliate links.

Frequently asked questions

What others ask about Mortgage Research Center

Answers to the most common questions, based on search behaviour and our own research.

Is Mortgage Research Network a reliable source for mortgage information?

Mortgage Research Network is an editorial platform owned by Three Creeks Media and led by former loan officer Tim Lucas. Content is produced by contributors with hands-on industry experience, and the site publishes editorial guidelines as well as a clear advertiser disclosure explaining how it earns revenue.

Does Mortgage Research Network offer mortgages directly?

No, the platform does not issue or sell mortgages. It connects consumers with lenders through web forms and rate tables, but the site itself is an information resource, not a financial institution.

Is the mortgage rate data on the site up to date?

The site publishes daily mortgage rate snapshots based on rates locked on a given day, covering products such as 30-year conforming, FHA, and VA loans. Rate articles are updated regularly, often multiple times per week.

How does Mortgage Research Network make money if it is free to use?

The site earns revenue when a visitor is matched with a lender through a connection opportunity on the site, such as a rate table or web form. This does not result in any additional cost for the consumer, and the arrangement is disclosed in the site's advertiser disclosure.

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Your review = real impact + chance to win €250

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  1. 1 Upload a photo Of your order or the product
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  3. 3 Trigger a donation Plus a chance at € 250 cash per month
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