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Luxury Card is a premium credit card provider offering three metal Mastercard products at different price points, each designed for consumers who travel frequently and value high-end lifestyle services. The cards come with a 24/7 concierge service, travel benefits, and rewards programs focused on airfare and hotel spending.
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About Luxury Card
Card types
Titanium, Black, Gold
Annual fee (Titanium)
$299
Annual fee (Black)
$699
Annual fee (Gold)
$1,199
Rewards on airfare and hotels
2X points
Cash back value (Gold)
2%
Cash back value (Black)
1.5%
Cash back value (Titanium)
1%
Concierge availability
24/7
Hotel properties in network
3,000+
Luxury Card positions itself firmly in the premium and ultra-premium credit card segment, targeting affluent consumers who expect more than standard rewards programs. The product lineup ranges from the brushed metal Titanium Card at $299 per year to the 24K Gold Card at $1,199 per year, reflecting a tiered approach where higher fees unlock better cash back and redemption rates. The brand differentiates itself through its patented metal card construction and a live concierge service available around the clock for travel arrangements, event tickets, and lifestyle requests. Cardmembers also gain access to exclusive benefits at over 3,000 global hotel properties.
Active promotions
Ready to use with your order at Luxury Card.
Earn double points on all airfare and hotel bookings for the first three months after account opening when using LuxuryCardTravel.com.
Example promotion
This is an example of a promotion that could suit this business. It is not a guaranteed active offer or a working discount code. Check the website for current deals.
To the shop
Luxury Card in the news
Recent updates and background about Luxury Card, summarised in our own words.
CNBC Lists Top Premium Credit Cards for August 2026
CNBC published an overview of premium credit cards considered among the best options available in August 2026. The selection focuses on cards aimed at consumers looking for high-end features and benefits. Specific card details and rankings are covered in the full piece.
Luxury Card Reviewed: Gold, Black and Titanium Options Assessed
Upgraded Points published a review examining whether the Luxury Card lineup offers sufficient value for cardholders. The review covers three variants, namely the Mastercard Gold, Black and Titanium cards. The piece weighs the costs and benefits to help readers decide if any of these cards suits their needs.
Trump addresses affordability concerns in Michigan speech
During a speech in Michigan, Donald Trump attributed current affordability challenges facing American households to policies associated with the Biden administration. This item does not appear to be directly related to Luxury Card or its products and services.
Summaries by Image Review based on publicly available sources and our own editing. External links may contain affiliate links.
What others ask about Luxury Card
Answers to the most common questions, based on search behaviour and our own research.
Is Luxury Card a legitimate credit card company?
Luxury Card is an established premium credit card brand operating in the global market with patented metal card products issued on the Mastercard network. The company offers pre-qualification with no impact to the applicant's credit score.
What are the annual fees for Luxury Card products?
The Titanium Card carries a $299 annual fee, the Black Card $699, and the Gold Card $1,199. Higher-tier cards offer better cash back redemption rates in exchange for the higher fee.
What is the Luxury Card Concierge and how does it work?
The Luxury Card Concierge is a live, around-the-clock service available to cardmembers for tasks such as travel planning, restaurant reservations, event tickets, gift delivery, and sourcing hard-to-find products. It is accessible at any time of day or night.
How do I earn rewards with a Luxury Card?
Cardmembers earn 2X points on airfare and hotel bookings made through LuxuryCardTravel.com. Points can be redeemed for airfare or cash back, with redemption values ranging from 1% to 2% depending on the card tier.
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