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LendYou.com is an online loan-connecting service based in Glendale, California, that matches consumers in the United States with independent third-party lenders offering payday loans, installment loans, and personal loans. The platform does not lend money directly but acts as a referral intermediary between borrowers and a network of participating lenders.
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Recent updates and background about LendYou US Affiliate Program, summarised in our own words.
The platform explicitly welcomes applicants regardless of credit background, making it an option for consumers who may not qualify through conventional financial institutions. Lenders in the network can provide amounts up to $2,500 for short-term loans.
Beyond payday and installment loans, LendYou.com also connects consumers with lenders offering personal loans of up to $35,000, which can be used for purposes such as debt consolidation or paying off high-interest credit cards. Terms for personal loans are typically longer than those for payday or installment products.
All third-party lenders connected through LendYou.com are legally required to disclose the APR and full loan terms before any agreement is signed. Consumers are under no obligation to accept a loan offer after reviewing the terms.
Summaries by Image Review based on publicly available sources and our own editing. External links may contain affiliate links.
Answers to the most common questions, based on search behaviour and our own research.
LendYou.com is a registered loan-connecting service based in Glendale, California, that refers consumers to independent third-party lenders. It is not a lender itself and states that it uses secure practices to protect user information. Consumers should carefully review the terms and APR provided by any lender before accepting an offer.
If a lender makes an offer and the consumer accepts it, funds can potentially appear in the account as soon as the next business day. The application process itself is described as fast, occurring in real time.
APRs vary widely depending on the lender and loan type. Cash advance loan APRs range from 200% to 1,386%, installment loan APRs range from 6.63% to 485%, and personal loan APRs range from 4.99% to 450%. Lenders are required to disclose the APR before a loan agreement is signed.
No, using the LendYou.com connecting service is free for consumers. The platform is compensated directly by the third-party lenders for referrals, not by the borrowers.
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