Free account registration with no setup costs and no monthly subscription, allowing businesses to start processing payments without any upfront financial commitment.
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eCheckPlan is a U.S.-based payment processing platform that helps businesses accept eCheck, ACH, and credit card payments, and also offers business incorporation services for domestic and international entrepreneurs. The platform serves over 1,000 U.S. businesses and positions itself around transparent pricing and straightforward onboarding.
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About Echeckplan
Setup fee
None
Monthly fee
None
Credit card processing rate
1.6%
Approval rate for eCheck processing
99% (claimed)
Account setup time
24 hours
Businesses served
1,000+
Services offered
eCheck processing, credit card processing, check verification, business incorporation
Headquarters
Florida, USA
eCheckPlan targets small businesses, e-commerce merchants, and international entrepreneurs looking to operate as a legitimate U.S. entity or accept U.S.-based payments without high upfront costs. The platform sits in the budget-to-mid segment, with no setup fees and no monthly fees, making it accessible for businesses that want to avoid the overhead typical of traditional merchant account providers. Its approach combines payment processing with business incorporation support, which is relatively uncommon in this space and appeals to founders who want a single point of contact for both compliance and payments. The service emphasizes bank-level security and PCI compliance, suggesting a focus on reliability rather than premium white-glove service.
Active promotions
Ready to use with your order at Echeckplan.
Free website integration for new merchants who sign up for eCheck or credit card payment processing, removing the need for third-party developer costs during onboarding.
Example promotion
This is an example of a promotion that could suit this business. It is not a guaranteed active offer or a working discount code. Check the website for current deals.
To the shop
Echeckplan in the news
Recent updates and background about Echeckplan, summarised in our own words.
eCheck Payment Processing: 99% Approval and 24-Hour Setup
eCheckPlan's eCheck processing service page outlines how businesses can get approved with a claimed 99% acceptance rate and begin processing bank account payments within 24 hours. The service includes free integration and bank-level security with no hidden fees.
Visit Echeckplan →Credit Card Payments Online, In-Store, and Mobile
eCheckPlan offers credit card payment processing for U.S. businesses across e-commerce, retail, and professional service contexts, supporting all major card brands with PCI-compliant infrastructure. The platform promises fast approvals and reliable payout timelines.
Visit Echeckplan →Real-Time Check Verification to Reduce Fraud
The check verification service from eCheckPlan allows merchants to validate checks and bank accounts instantly before processing, aiming to reduce the risk of returned payments and fraud. The tool integrates with the platform's broader eCheck and ACH payment infrastructure.
Visit Echeckplan →Summaries by Image Review based on publicly available sources and our own editing. External links may contain affiliate links.
What others ask about Echeckplan
Answers to the most common questions, based on search behaviour and our own research.
Is eCheckPlan a legitimate and trustworthy payment processor?
eCheckPlan states it serves over 1,000 U.S. businesses and operates with PCI-compliant, bank-level security. The platform is based in Florida, USA, and can be reached via phone at (800) 974-9661 or by email at [email protected]. Prospective users are advised to review current customer feedback before committing.
Does eCheckPlan charge any monthly or setup fees?
According to the company's own website, eCheckPlan charges no setup fee and no monthly fee. Credit card processing is listed at a rate of 1.6%, and website integration is described as free.
How long does it take to get approved and start processing payments?
eCheckPlan describes a five-step onboarding process that includes free sign-up, identity verification, compliance approval, account configuration, and payment activation. The eCheck processing service page mentions a 24-hour setup timeline.
Can non-U.S. businesses use eCheckPlan?
Yes, eCheckPlan explicitly states that it helps international entrepreneurs and companies get incorporated in the U.S. and start accepting payments. The business incorporation service is designed to guide non-U.S. entities through state registration and bank account setup.
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