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Skip Pay CZ is a Czech buy-now-pay-later service that allows consumers to defer payments or split purchases into three instalments, entirely free of charge. The platform is active across more than 38,500 online shops in the Czech Republic.

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At a glance

About Skip Pay CZ

Payment model
Buy now, pay later (BNPL)
Deferred payment term
Up to 30 days
Split payment option
3 instalments over 60 days
Costs to consumer
Free, no interest or fees
Credit card limit
Up to 100,000 CZK
Personal loan
Up to 100,000 CZK
Active users
130,000+
Partner webshops
38,500+
Skip Pay CZ operates in the consumer fintech segment, targeting online shoppers who want more flexibility at checkout without paying interest or fees. The service is designed for everyday use, from fashion and electronics to food and experiences, through a network of partner webshops. Its three core products cover deferred payment up to 30 days, a split-payment option in three equal parts over 60 days, and a revolving credit card with a limit up to 100,000 CZK. With over 130,000 active users and more than 33,000 partner shops, Skip Pay CZ positions itself as a straightforward and cost-free alternative to traditional payment methods.
August 2026

Active promotions

Ready to use with your order at Skip Pay CZ.

New users can activate their Skip Pay account and use deferred payment for free on their first purchase, with no registration fee.
To the shop
Registered Skip Pay users receive access to exclusive discount offers and promotions at selected partner webshops, updated regularly on the platform.
To the shop
Recent

Skip Pay CZ in the news

Recent updates and background about Skip Pay CZ, summarised in our own words.

Radio Prague International

Czech Restaurants Embrace Both Cash and QR Payments

Restaurants in the Czech Republic are increasingly offering customers the option to pay either with cash or via QR code. This dual approach reflects a broader trend in which businesses aim to accommodate different payment preferences among their clientele.

Expats.cz

Practical insights for relocating to Czechia, from a repeat expat

A person who has moved to Czechia on three separate occasions shares observations about life in the country that are not commonly discussed beforehand. The account is aimed at people considering or planning a similar move.

Expats.cz

How expats can make use of Czech bank account bonuses

Several Czech banks offer bonuses and incentives that may be of practical interest to people living in the country as expatriates. The piece outlines ways to identify and take advantage of those offers.

Summaries by Image Review based on publicly available sources and our own editing. External links may contain affiliate links.

Frequently asked questions

What others ask about Skip Pay CZ

Answers to the most common questions, based on search behaviour and our own research.

Is Skip Pay CZ a trustworthy service?

Skip Pay CZ is a registered Czech fintech company operating across more than 38,500 partner webshops. The service offers deferred payments and instalment options at no cost to the consumer, with no hidden fees or interest charges.

Does Skip Pay CZ charge any fees or interest?

No. According to Skip Pay CZ, all core products including deferred payment and the three-instalment option are completely free, with no surcharges or interest applied.

How does the split payment option work?

With the Nákup na Třetinu product, the consumer pays one third of the purchase price immediately and the remaining two thirds after 30 and 60 days respectively. There are no additional costs involved.

At which webshops can I use Skip Pay CZ?

Skip Pay CZ is accepted at more than 38,500 online shops in the Czech Republic, covering categories such as clothing, electronics, cosmetics and food. A full list of participating shops is available on the Skip Pay website.

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