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RenoFi is a Philadelphia-based financial services platform that connects homeowners with lenders offering renovation-specific loan products. The platform is built around a proprietary approach that uses a home's projected after-renovation value as the basis for borrowing, rather than its current equity.
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About RenoFi
Headquarters
Berwyn, PA (principal office); Claymont, DE (mailing address)
Phone
(855) RENOFI-1 / 855-736-6341
Email
Maximum loan amount
Up to $750,000
Max borrowing limit (LTV)
Up to 90% of after-renovation value
NMLS number
1802847
Loan types offered
Renovation HELOC, home equity loans, fixed and variable rate options
Service model
Loan marketplace, not a direct lender
RenoFi operates in the home renovation financing segment, targeting homeowners who want to fund significant renovation projects without refinancing their existing mortgage. The platform serves as an intermediary between borrowers and partner credit unions and lenders, offering products such as the Renovation HELOC, home equity loans, and fixed or variable rate options. RenoFi positions itself in the mid-to-premium financing space, emphasizing higher borrowing limits, up to $750,000 or 90% of the after-renovation value, compared to traditional home equity products. Its typical customer is a homeowner planning a meaningful renovation who has run into the borrowing limits of conventional lending.
Active promotions
Ready to use with your order at RenoFi.
Free rate estimate with no credit impact, allowing homeowners to explore their borrowing potential before committing to a loan application.
Example promotion
This is an example of a promotion that could suit this business. It is not a guaranteed active offer or a working discount code. Check the website for current deals.
To the shop
Complimentary consultation with a dedicated Loan Officer to help match borrowers with the most suitable renovation loan product for their project.
Example promotion
This is an example of a promotion that could suit this business. It is not a guaranteed active offer or a working discount code. Check the website for current deals.
To the shop
RenoFi in the news
Recent updates and background about RenoFi, summarised in our own words.
Bankrate publishes review of RenoFi home equity products
Bankrate has released a review covering RenoFi's home equity offerings for 2026. The review examines the financial products RenoFi provides to homeowners looking to fund renovation projects.
RenoFi appoints Brandon Silvia as national production leader
RenoFi has brought on Brandon Silvia to serve as its national production leader, a role focused on growing the company's renovation lending operations. The appointment signals an effort by RenoFi to strengthen its leadership team in the lending division.
RenoFi raises $22 million and plans to hire more loan officers
RenoFi has raised $22 million in new funding with plans to use the capital for company expansion, including a significant increase in loan officer hiring. The move reflects the company's intention to scale its operations and reach more customers in the renovation financing market.
Summaries by Image Review based on publicly available sources and our own editing. External links may contain affiliate links.
What others ask about RenoFi
Answers to the most common questions, based on search behaviour and our own research.
Is RenoFi a legitimate and trustworthy company?
RenoFi is a licensed loan marketplace operating under NMLS number 1802847, based in Pennsylvania. It partners with regulated credit unions and lenders to facilitate renovation loans and has helped thousands of homeowners according to its own platform data.
Does RenoFi lend money directly?
No, RenoFi is not a direct lender. It acts as an intermediary that connects borrowers with partner lenders and credit unions who use RenoFi's technology to offer renovation loan products.
How much can you borrow through RenoFi?
RenoFi states borrowers can access up to $750,000, or up to 90% of a property's after-renovation value. On average, the platform claims borrowers can access 11 times more than through a standard home equity loan.
How do you contact RenoFi's customer service?
RenoFi can be reached by phone at 855-736-6341 or by email at [email protected]. Customers can also sign into their account to communicate directly with their assigned Loan Officer.
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