One month free trial when opening a new Qonto business account, no commitment required.
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Qonto NL is a fintech platform offering business accounts, payment solutions, and invoicing tools for entrepreneurs and SMEs in the Netherlands. The platform serves over 600,000 European businesses across 8 countries.
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About Qonto NL
Category
Business banking and financial tools
Target audience
Freelancers, startups, SMEs
Active countries
8 European countries
European customers
600,000+
Companies incorporated via platform
250,000+
Cashback on eligible cards
Up to 0.8% (up to €360/year)
Account yield
Up to 2% on account balance
Starting price
From €5 per month (1 month free trial)
Qonto positions itself as a modern alternative to traditional banks, built specifically for freelancers, startups, and small to medium-sized businesses. The platform was founded in France by Alexandre Prot and Steve Anavi, two entrepreneurs who experienced firsthand the limitations of conventional banking. Qonto operates in the middle-to-premium segment of business finance tools, combining a regulated business account with integrated features such as expense management, invoicing, bookkeeping connections, and credit options. Its typical customer is a Dutch entrepreneur or growing SME looking to consolidate financial administration in one platform rather than juggling multiple tools.
Active promotions
Ready to use with your order at Qonto NL.
Earn cashback of up to 0.8% on eligible Plus or X card purchases, with a potential annual benefit of up to €360.
Example promotion
This is an example of a promotion that could suit this business. It is not a guaranteed active offer or a working discount code. Check the website for current deals.
To the shop
Qonto NL in the news
Recent updates and background about Qonto NL, summarised in our own words.
Technology and Cybersecurity for Entrepreneurs
Qonto's blog covers technology and cybersecurity topics relevant to business owners, offering practical guidance on digital tools and online safety for SMEs and freelancers.
Everything You Need to Know About Business Accounts
Qonto publishes a dedicated blog section on business accounts, covering topics such as invoicing, bookkeeping, cash flow management, and expense tracking for entrepreneurs.
Opening a Business Account Online with Qonto
Qonto allows entrepreneurs in the Netherlands to open a business account fully online, with a one-month free trial and plans starting from €5 per month.
Summaries by Image Review based on publicly available sources and our own editing. External links may contain affiliate links.
What others ask about Qonto NL
Answers to the most common questions, based on search behaviour and our own research.
Is Qonto NL a reliable platform for my business finances?
Qonto operates under supervision of the ACPR (French financial regulator) and De Nederlandsche Bank, which means it is a regulated financial institution. The platform serves over 600,000 European businesses and has been active across 8 European countries.
What does a Qonto business account cost?
Qonto offers plans starting from €5 per month, with a free trial period of one month. Different plans are available depending on the size and needs of the business.
Can I connect my accounting software to Qonto?
Yes, Qonto integrates with over 50 tools including Exact, AFAS, and Stripe. Transactions can be automatically matched to invoices and shared with your accountant.
Does Qonto offer customer support?
According to the platform, customer service is available 24/7, 365 days a year. Support is described as personal and without queues or unnecessary bureaucracy.
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