Free account sign-up with access to core check printing and payment features, allowing businesses to get started without an upfront commitment.
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Online Check Writer, powered by Zil Money, is a US-based financial technology platform that allows businesses to print checks, send payments, and get paid through multiple channels including ACH, wire transfer, eChecks, and credit card. The platform serves a wide range of industries, from government agencies and healthcare practices to law firms and nonprofits.
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About Online Check Writer (US)
Primary service
Check printing, ACH, eChecks, wire, credit card payments
Target audience
Businesses, AP teams, government, healthcare, legal, nonprofits
Platform type
Cloud-based SaaS, mobile app available
Headquarters
111 N Market St, San Jose, CA 95113
Customer support
Phone, live chat, email
Phone number
(408) 775-7720
Integrations
QuickBooks, Xero, Zoho, Gusto, Zapier, Bill.com, FreshBooks, ADP and more
Free to start
Free sign-up available, fees apply depending on account type
Online Check Writer positions itself as an all-in-one payments platform aimed primarily at small to mid-sized businesses and enterprise accounts that need flexible, multi-channel payment processing without relying on a traditional bank. Its typical customer is a business owner or accounts payable team looking to consolidate check printing, ACH, wire, and credit card payments into a single cloud-based tool. A notable differentiator is the ability to pay vendors by credit card even when those vendors do not accept cards, allowing businesses to preserve cash flow and earn card rewards. The platform integrates with widely used accounting software such as QuickBooks, Xero, Zoho Books, and others, positioning it squarely in the mid-market business software segment.
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Ready to use with your order at Online Check Writer (US).
Free demo session available for businesses that want a guided walkthrough of the platform before deciding on a paid plan.
Example promotion
This is an example of a promotion that could suit this business. It is not a guaranteed active offer or a working discount code. Check the website for current deals.
To the shop
Online Check Writer (US) in the news
Recent updates and background about Online Check Writer (US), summarised in our own words.
Forbes highlights top online banks for 2026
Forbes published an overview of online banks considered among the best options available in 2026. The selection focuses on institutions that operate primarily or entirely online. No further details from the original ranking are available in this summary.
Forbes rounds up the best checking accounts of 2026
Forbes published a roundup of checking accounts considered standout choices in 2026. The overview is aimed at consumers looking to compare their options for everyday banking. No additional details from the ranking are included in this summary.
NerdWallet lists six money market accounts with up to 3.90% yield
NerdWallet compiled a list of six money market accounts offering competitive interest rates, with the highest noted rate reaching 3.90%. Money market accounts typically combine features of savings and checking products. The overview is intended to help consumers compare available options.
Summaries by Image Review based on publicly available sources and our own editing. External links may contain affiliate links.
What others ask about Online Check Writer (US)
Answers to the most common questions, based on search behaviour and our own research.
Is Online Check Writer a trustworthy platform?
Online Check Writer is operated by Zil Money Corp and is a registered financial technology company. Banking services are provided through FDIC member partner banks, meaning eligible deposits carry FDIC insurance protection. The platform has been in operation and serves industries including government, healthcare, and legal services.
Can I really pay vendors by credit card even if they don't accept cards?
Yes, Online Check Writer allows businesses to pay vendors using a credit card, while the vendor receives the payment as a check, ACH, or wire transfer. This means card rewards can still be earned and cash flow can be managed more flexibly.
What payment methods does Online Check Writer support?
The platform supports check printing, mailed checks via USPS and FedEx, eChecks, ACH and direct deposit, domestic and international wire transfers, virtual cards, credit card payments, and payment links. Payroll funding by credit card is also available.
How do I reach Online Check Writer customer support?
Customer support can be reached by phone at (408) 775-7720, by email at [email protected], or through live chat on the website. A comprehensive FAQ section is also available for self-service.
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