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Generali Travel Insurance (US) is the American branch of Generali Global Assistance, offering online travel insurance plans that can be quoted, compared, and purchased directly through their website. Coverage options range from basic domestic trip protection to comprehensive plans suited for international travel, cruises, and tours.

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At a glance

About Generali Travel Insurance (US)

Plans available
Standard, Preferred, Premium
Trip Cancellation
100% of trip cost (all plans)
Trip Interruption
125% to 175% of trip cost
Medical coverage
$50,000 to $250,000 per person
Baggage coverage
$1,000 to $2,000 per person
Customer support
24/7 assistance
Underwriter
Generali U.S. Branch, New York, NY
Purchase method
Online quote and buy
Generali Travel Insurance (US) operates in the mid-to-premium segment of the travel insurance market, targeting leisure travelers who have made nonrefundable trip investments and want financial protection against cancellations, delays, medical emergencies, and baggage loss. The company positions itself around a 30-year track record in customer service and 24/7 assistance availability. Three tiered plans, Standard, Preferred, and Premium, allow travelers to match coverage levels to their destination and budget, with medical coverage ranging from $50,000 to $250,000 per person. Underwriting is handled by Generali U.S. Branch, a licensed insurer registered in New York.
July 2026

Active promotions

Ready to use with your order at Generali Travel Insurance (US).

Discount on Premium plan when purchased within a set number of days after the first trip deposit, often unlocking pre-existing condition coverage.
To the shop
Bundled family pricing for multiple travelers on a single policy, reducing the per-person cost compared to individual plans.
To the shop
Recent

Generali Travel Insurance (US) in the news

Recent updates and background about Generali Travel Insurance (US), summarised in our own words.

Generali Travel Insurance (US)

Three-tier plan structure gives travelers flexible coverage options

Generali Travel Insurance (US) offers three distinct plans, Standard, Preferred, and Premium, each designed for different trip types and budgets. The Premium plan is specifically positioned for higher-cost travel such as cruises and international tours.

Generali Travel Insurance (US)

Pre-existing medical condition coverage available on Premium plan

Travelers with pre-existing medical conditions can qualify for coverage under the Premium plan, a feature not included in the Standard or Preferred tiers. This makes the Premium plan relevant for older travelers or those managing chronic health conditions.

Generali Travel Insurance (US)

Generali U.S. Branch operates as the licensed underwriter for all plans

All travel insurance coverages sold through Generali Travel Insurance (US) are underwritten by Generali U.S. Branch, registered in New York with NAIC number 11231. The parent company, Generali Global Assistance, has been active in travel protection and assistance services for over 30 years.

Summaries by Image Review based on publicly available sources and our own editing. External links may contain affiliate links.

Frequently asked questions

What others ask about Generali Travel Insurance (US)

Answers to the most common questions, based on search behaviour and our own research.

Is Generali Travel Insurance (US) a reliable insurance provider?

Generali Travel Insurance (US) is underwritten by Generali U.S. Branch, a licensed insurer registered in New York with a NAIC number of 11231. The company reports a 30-year history in travel assistance and customer service.

What does Generali travel insurance actually cover?

Plans include coverage for trip cancellation, trip interruption, travel delay, baggage loss, and medical and dental emergencies. Coverage amounts vary depending on the plan tier chosen, ranging from Standard to Premium.

Can I get covered for a pre-existing medical condition?

Coverage for pre-existing medical conditions is available on the Premium plan, provided certain purchase conditions are met. The Standard and Preferred plans do not mention this benefit.

How do I file a claim or modify my plan?

Generali provides options to modify or cancel a plan through their website, along with access to plan documents and a dedicated claims section. Their customer support is available 24 hours a day.

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