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CreditFirm.net is a credit repair service based in Deerfield, Illinois, that has been operating since 1997. The company helps consumers dispute and remove inaccurate or negative items from their credit reports, with the goal of improving credit scores over time.
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Impact via CreditFirm.net
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About CreditFirm.net
Founded
1997
Monthly price
$49.99 per month
Contract
Pay as you go, cancel any time
BBB rating
A rated
Processing time
Documents sent for investigation within 3 to 5 days
Credit bureaus covered
Experian, Equifax, TransUnion
Phone
800-750-1416
Headquarters
Deerfield, IL, United States
CreditFirm.net positions itself in the affordable segment of the credit repair industry, offering a flat monthly rate of $49.99 with no long-term commitment required. The service was founded by attorneys with specializations in consumer credit law and FCRA violations, which shapes its legally grounded approach to disputing credit report errors. Its typical client is a consumer struggling with negative credit history who wants professional help navigating disputes with the three major credit bureaus, Experian, Equifax, and TransUnion. The company reports that 97% of its clients refer the service to friends and family, suggesting a strong retention and satisfaction rate among its user base.
Active promotions
Ready to use with your order at CreditFirm.net.
Free credit consultation available by phone or online before committing to a paid plan, allowing consumers to understand their options at no cost.
Example promotion
This is an example of a promotion that could suit this business. It is not a guaranteed active offer or a working discount code. Check the website for current deals.
To the shop
First month of credit repair service at a reduced introductory rate for new clients who sign up online.
Example promotion
This is an example of a promotion that could suit this business. It is not a guaranteed active offer or a working discount code. Check the website for current deals.
To the shop
CreditFirm.net in the news
Recent updates and background about CreditFirm.net, summarised in our own words.
CreditFirm.net Highlighted as Credit Repair Option for Veterans
CreditFirm.net appears in a BadCredit.org overview focusing on credit repair services suited to veterans. The listing is part of a broader 2026 roundup aimed at helping veterans identify relevant financial support options.
Credit repair options for veterans reviewed for 2026
BadCredit.org has compiled a list of credit repair services considered suitable for veterans. CreditFirm.net is among the companies included in this overview, which is intended to help veterans navigate their options.
CreditFirm.net Listed Among Top Florida Credit Repair Services
CreditFirm.net has been recognized as one of the leading credit repair services available to Florida residents. The listing was published by BadCredit.org as part of their 2026 overview of recommended providers in the state.
Summaries by Image Review based on publicly available sources and our own editing. External links may contain affiliate links.
What others ask about CreditFirm.net
Answers to the most common questions, based on search behaviour and our own research.
Is CreditFirm.net a legitimate credit repair company?
CreditFirm.net has been operating since 1997 and holds an A rating with the Better Business Bureau. The service was founded by attorneys specializing in consumer credit law and FCRA violations, which gives it a legally grounded foundation for its dispute process.
How much does CreditFirm.net cost per month?
The service costs $49.99 per month with no long-term contract. Clients can cancel at any time, making it a pay-as-you-go arrangement.
How does CreditFirm.net dispute items on my credit report?
The company reviews all three credit reports, identifies negative or inaccurate items, and initiates investigations with Experian, Equifax, and TransUnion as well as collection agencies and other data furnishers. It leverages consumer protection laws including the FCRA, FDCPA, FACTA, FCBA, and HIPAA to request removals.
How quickly does CreditFirm.net start working on my credit file?
According to the company, documents are typically processed and sent out for investigation within 3 to 5 business days after signing up. A free consultation is available by phone at 800-750-1416 or through an online sign-up form.
Your turn
Do you have experience with CreditFirm.net?
Help other consumers by sharing your experience, with a photo of what you actually received. It takes two minutes and you automatically join the monthly draw.
€250
cash per month
One winner from all review submitters, drawn on the 1st of the month.
Your review = real impact + chance to win €250
Guarantee: every review triggers one of these 5 real donations:
- 1 Upload a photo Of your order or the product
- 2 Give stars 1 to 5 per aspect
- 3 Trigger a donation Plus a chance at € 250 cash per month
Write a review
Share your photo review about CreditFirm.net
A photo says more than a thousand words. Help other consumers with an honest experience and join the monthly draw for € 250 cash.
- Reviewing anonymously is fine, we only need your email
- No mandatory account, no registration
- Reviews appear after a check within 24 hours
- Monthly chance to win € 250 cash
