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Club Money, formerly known as Brightfin, is a community-based financial wellness app designed to make money management less stressful and more approachable. The platform combines expense tracking tools with guidance from Certified Financial Planner professionals, all within a mobile app.

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At a glance

About Brightfin

Platform type
Mobile app
Free to start
Yes, free tier available
Target audience
MERITs: Middle Earners Rich In Time
Advisor type
Certified Financial Planner (CFP) professionals only
Budgeting method
4S method: Spend, Save, Splurge, Share
Investment advice
Not provided
Formerly known as
Brightfin
Tools included
Emergency fund calculator, Roth IRA calculator, Priorities Calculator
Club Money targets what it calls MERITs, middle earners who are managing income, bills, and savings goals but may not have access to traditional financial advisory services. The platform takes a community approach to personal finance, delivering customised recommendations through group participation while keeping individual data private. Guidance is provided exclusively by Certified Financial Planner professionals and focuses on practical areas such as budgeting, saving, and debt reduction. The app does not offer investment advice, insurance products, or cryptocurrency strategies, which clearly defines the scope of its service.
September 2026

Active promotions

Ready to use with your order at Brightfin.

Free access to the app with no credit card required, allowing new users to begin tracking expenses and exploring budgeting tools before committing to a paid plan.
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Discounted annual membership rate for users who upgrade from the free tier within a limited period after sign-up.
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Recent

Brightfin in the news

Recent updates and background about Brightfin, summarised in our own words.

Brightfin

Club Money invites users to tackle financial stress together

Club Money positions itself as a community-driven alternative to traditional personal finance tools, with a free sign-up and access to CFP-guided financial check-ins through its app. The platform encourages users to begin their financial wellness journey with expense tracking and goal setting.

Brightfin

Misty Lynch, CFP, joins Club Money as Expert in Residence

Club Money has partnered with Misty Lynch, a Certified Financial Planner and CEO of Sound View Financial Advisors, to bring professional financial expertise to its community platform. Lynch has been recognised by Investopedia as one of the Top 100 Financial Advisors and is the author of the book Demystifying Money.

Brightfin

Club Money rebrands from Brightfin and expands its community approach

The platform formerly known as Brightfin has relaunched as Club Money, reflecting its focus on social finance rather than individual money management. The rebrand comes alongside the development of a new Money Forecast feature and an expanding set of budgeting calculators.

Summaries by Image Review based on publicly available sources and our own editing. External links may contain affiliate links.

Frequently asked questions

What others ask about Brightfin

Answers to the most common questions, based on search behaviour and our own research.

Is Club Money a trustworthy app for financial guidance?

Club Money works exclusively with Certified Financial Planner professionals, a recognised credential in holistic financial planning. The platform keeps individual member information private, even when delivering community-based recommendations.

Is Club Money free to use?

Club Money offers a free starting option. Users can sign up and begin tracking expenses without an upfront cost, though the full scope of membership features may vary.

What kind of financial advice does Club Money actually give?

The app focuses on everyday money management, including setting financial goals, tracking income and expenses, saving strategies, and paying down debt. It does not provide stock tips, insurance recommendations, or cryptocurrency strategies.

How does the expense tracking in Club Money work?

Club Money uses a 4S method where users swipe transactions into one of four categories: Spend, Save, Splurge, or Share. This approach is intended to be faster and simpler than traditional budgeting methods.

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