Open a new Axos ONE account and earn a promotional higher APY on your combined checking and savings balance for the first few months.
Example promotion
This is an example of a promotion that could suit this business. It is not a guaranteed active offer or a working discount code. Check the website for current deals.
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Axos Bank is a fully digital bank offering personal and business banking products including checking accounts, savings accounts, loans, and investment services. The platform operates entirely online, without physical branch locations.
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About Axos Bank
Account type
Online only, no physical branches
FDIC insured
Up to $250,000 per depositor
Joint account coverage
Up to $500,000
Extended deposit coverage
Up to $265 million via Axos Bank InsureGuard+ Savings
Featured APY
Up to 4.21% APY (Axos ONE)
Monthly maintenance fees
None on featured accounts
Services
Checking, savings, loans, investing, business banking
Platform
Web and mobile app
Axos Bank positions itself in the digital banking segment, targeting consumers and small to mid-sized businesses who prefer to manage their finances entirely online. The bank appeals to those looking for higher-yield savings options, with products such as the Axos ONE account offering combined checking and savings with competitive APY rates and no monthly maintenance fees. Beyond basic banking, Axos extends its services into lending, investing, and financial planning, making it a broad financial platform rather than a single-purpose bank. The bank emphasizes security features including FDIC insurance up to $250,000 per account holder, biometric authentication, and advanced data protection.
Active promotions
Ready to use with your order at Axos Bank.
Refer a friend to Axos Bank and both parties receive a cash bonus once the referred account is opened and funded.
Example promotion
This is an example of a promotion that could suit this business. It is not a guaranteed active offer or a working discount code. Check the website for current deals.
To the shop
Axos Bank in the news
Recent updates and background about Axos Bank, summarised in our own words.
Axos Financial reports strong asset and deposit growth in Q4 2026
Axos Financial, listed on the NYSE under the ticker AX, recorded a 21% increase in total assets and an 18% rise in deposits during the fourth quarter of 2026. These figures reflect continued expansion of the company's balance sheet compared to the prior year period. The results were reported as part of the company's quarterly financial disclosures.
Axos Bank among top picks for business account bonuses in 2026
A roundup of business bank account promotions for August 2026 includes offers reaching up to $1,500. Axos Bank is featured among the institutions offering notable bonuses to business customers. The comparison covers available incentives for opening or maintaining qualifying business accounts.
Axos Bank recognized in 2026 business checking account overview
A broad comparison of business checking accounts for 2026 includes Axos Bank among the providers reviewed. The overview evaluates various accounts based on features relevant to business owners. Axos Bank's business checking options are part of the selection assessed.
Summaries by Image Review based on publicly available sources and our own editing. External links may contain affiliate links.
What others ask about Axos Bank
Answers to the most common questions, based on search behaviour and our own research.
Is Axos Bank a trustworthy bank?
Axos Bank is a federally insured digital bank with FDIC coverage up to $250,000 per depositor, or up to $500,000 for joint accounts. The bank applies advanced security measures including biometric authentication and real-time account alerts.
Does Axos Bank charge monthly fees?
The featured Axos ONE checking and savings account comes without monthly maintenance fees. Customers should review individual account terms for any fees that may apply to other products.
What interest rate does Axos Bank offer on savings?
The Axos ONE account currently offers up to 4.21% APY on combined checking and savings balances. This rate applies when account conditions are met.
Can I use Axos Bank for business banking?
Yes, Axos Bank offers dedicated business banking services including business checking, savings, commercial lending, treasury management, and services for specific sectors such as HOAs, title and escrow companies, and technology firms.
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