A reward for on-time repayment: borrowers who consistently repay their loan on schedule may receive a financial benefit at the end of their loan term.
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Mozzeno BE is a Belgian online lending platform that offers personal loans and investment credits entirely digitally. The platform connects borrowers and investors through a collaborative finance model, with loan decisions typically delivered within 48 hours.
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About Mozzeno BE
Founded
2016
Country
Belgium
Loan range
€2,500 to €50,000
Processing time
Within 48 hours after approval
Annual percentage rate (example)
From 6.99% to 11.49% JKP
Application fee
1.5% of the borrowed amount
Minimum age
18 years
Total financed to date
Over €455 million
Mozzeno positions itself in the Belgian consumer credit market as a fully digital alternative to traditional banks, targeting private individuals and self-employed professionals who prefer a streamlined, paperless borrowing process. The platform operates on a collaborative lending model, meaning individual investors indirectly fund the loan requests of borrowers, a structure described as unique within Belgium. Loan amounts range from €2,500 to €50,000 with terms and interest rates determined by applicant profile analysis. The company was founded in 2016 and has since grown to serve more than 38,800 borrowers and 16,600 investors, with over €455 million in loans granted to date.
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No upfront costs before disbursement: as a licensed lender, Mozzeno does not ask borrowers to pay any amount before the loan is transferred to their account.
Example promotion
This is an example of a promotion that could suit this business. It is not a guaranteed active offer or a working discount code. Check the website for current deals.
To the shop
Mozzeno BE in the news
Recent updates and background about Mozzeno BE, summarised in our own words.
Mozzeno surpasses €100 million in loans issued
Belgian peer-to-peer lending platform Mozzeno has reached a milestone by facilitating more than €100 million in loans. The company connects individual borrowers with private investors through its online platform. This figure reflects the cumulative volume of loans arranged since the platform began operating.
Mozzeno: A Collaborative Financial World for Everyone
Mozzeno describes its mission as reinventing credit through a 100% online collaborative lending model that serves as an alternative to the traditional banking system in Belgium. The platform details its history, growth milestones and core commitments on its about page.
Regulatory Permits of Mozzeno NV
Mozzeno NV holds the required approvals to operate as a consumer credit provider for instalment loans in Belgium. The company's licensing page outlines the specific authorisations granted for its lending activities.
Summaries by Image Review based on publicly available sources and our own editing. External links may contain affiliate links.
What others ask about Mozzeno BE
Answers to the most common questions, based on search behaviour and our own research.
Is Mozzeno BE a legitimate and trustworthy lender?
Mozzeno NV is recognised by the FSMA as a licensed consumer credit provider in Belgium since November 2016. The platform operates under Belgian financial regulation and holds the required permits for granting instalment loans.
How quickly do you receive money after a loan is approved?
According to Mozzeno, the loan amount is typically transferred within 48 hours after an application has been approved and the loan agreement has been signed.
What are the conditions to apply for a loan at Mozzeno?
Applicants must be at least 18 years old, must not have outstanding debts registered at the Central Individual Credit Register, and must demonstrate sufficient existing cash flow to cover repayments. Self-employed applicants must have resided in Belgium for at least 2 years and provide at least 3 tax assessment notices.
What loan purposes does Mozzeno accept?
Mozzeno offers loans for a range of purposes including cash needs, home renovation, second-hand vehicles, sustainable transport, education, family and health expenses, holidays, and the consolidation of existing credits. Investment credits are also available for self-employed professionals and businesses.
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