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Hiscox Small Business Insurance is a US-based insurer focused exclusively on coverage for small businesses across 49 states. Customers can get a quote online and choose from a range of policies including general liability, professional liability, cyber security insurance, and more.
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About Hiscox Small Business Insurance
Main product
Small business insurance
Coverage types
General Liability, Professional Liability, Cyber, Workers Comp, Commercial Auto, and more
Coverage area
49 US states and Washington D.C.
Customer service hours
Mon to Fri 7am to 10pm ET, Sat to Sun 8am to 5pm ET
Customer service phone
1-866-283-7545
Headquarters
Atlanta, Georgia, USA
Quote process
Online, fast digital quote available
Customer rating
94% based on 935 reviews
Hiscox positions itself as a specialist in small business insurance, making that its sole focus rather than offering a broad portfolio of personal and commercial products. Its typical customer is a self-employed professional, freelancer, or small business owner who needs tailored, fast coverage without the complexity of enterprise-level insurance. The company offers a digital-first experience, allowing business owners to get a quote, purchase a policy, and manage their coverage entirely online. Hiscox operates in the middle to premium segment of the small business insurance market, emphasizing customization and responsiveness over lowest-cost options.
Active promotions
Ready to use with your order at Hiscox Small Business Insurance.
Bundle General Liability and property coverage under a Business Owner's Policy for potentially broader protection compared to purchasing each policy separately.
Example promotion
This is an example of a promotion that could suit this business. It is not a guaranteed active offer or a working discount code. Check the website for current deals.
To the shop
Hiscox Small Business Insurance in the news
Recent updates and background about Hiscox Small Business Insurance, summarised in our own words.
Hiscox covers 49 US states with tailored small business policies
Hiscox provides small business insurance across 49 states and Washington D.C., offering industry-specific coverage for sectors including IT, construction, marketing, and healthcare. Businesses can obtain a quote entirely online within minutes.
Cyber security insurance becomes part of Hiscox core offering
As digital threats grow, Hiscox has made cyber security insurance a core product alongside traditional liability coverages. The policy is designed to protect small businesses from data breaches and cyber-related security incidents.
Short-term liability insurance now available for specific project periods
Hiscox offers short-term liability insurance, allowing small businesses and freelancers to purchase coverage for a defined period of time rather than committing to an annual policy. This option is particularly relevant for project-based or seasonal work.
Summaries by Image Review based on publicly available sources and our own editing. External links may contain affiliate links.
What others ask about Hiscox Small Business Insurance
Answers to the most common questions, based on search behaviour and our own research.
Is Hiscox Small Business Insurance a reliable insurer?
Hiscox has a 94% approval rating based on 935 customer reviews shown on its own website. The company is a dedicated small business insurer operating across 49 US states, with offices in Atlanta and New York.
What types of insurance does Hiscox offer for small businesses?
Hiscox offers a wide range of coverages including General Liability, Errors and Omissions, Professional Liability, Business Owner's Policy, Cyber Security Insurance, Workers Compensation, Commercial Auto, and Medical Malpractice, among others.
How can I contact Hiscox customer service?
Hiscox can be reached by phone at 1-866-283-7545. Their agents are available Monday through Friday from 7am to 10pm ET and on weekends from 8am to 5pm ET.
Can I manage my Hiscox policy online?
Yes, Hiscox offers an online policy management portal where customers can change their business address, request policy documents, get certificates of insurance, and report claims without needing to call.
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