Introductory discount on a first single trip policy for new customers purchasing cover online.
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Cover4Rentals EU offers car hire excess insurance to European residents as a standalone alternative to the excess waivers sold at rental company counters. The platform allows travellers to arrange cover online before their trip, starting from €2.74 per day.
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About Cover4Rentals EU
Prices from
€2.74 per day
Main product
Car hire excess insurance
Coverage area
Europe
Customers protected
Over 400,000
Time to get covered
Around 3 minutes online
Maximum vehicle value
€75,000
Maximum vehicle age
10 years (inclusive)
Maximum seats
7
Cover4Rentals targets car renters in Europe who want to avoid paying inflated excess waiver fees at the rental desk. The service sits firmly in the budget segment of travel insurance, with single trip policies priced significantly below what major rental companies charge for equivalent cover. Founded by two brothers, the company operates on a direct-to-consumer model: customers decline the rental company's own waiver, pay any damages upfront if needed, and then reclaim costs through Cover4Rentals. This approach requires no approval from the rental company and no prior declaration of the specific vehicle make or model.
Active promotions
Ready to use with your order at Cover4Rentals EU.
Reduced daily rate on annual multi-trip policies compared to purchasing individual single trip policies throughout the year.
Example promotion
This is an example of a promotion that could suit this business. It is not a guaranteed active offer or a working discount code. Check the website for current deals.
To the shop
Cover4Rentals EU in the news
Recent updates and background about Cover4Rentals EU, summarised in our own words.
Thinking About Renting a Car This Summer? Here's Why You Should
Renting a car on holiday can offer more flexibility and better value than relying on public transport or transfers. This article outlines practical reasons why hiring a car is a smart choice for summer travel.
What to Do if Your Rental Car is Stolen or Broken Into
This guide explains the steps to take if a rental car is stolen or broken into abroad, including who to contact and how car rental excess insurance can help recover costs.
About Cover4Rentals
Cover4Rentals was founded by two brothers with the goal of providing affordable car rental excess insurance and better service for travellers across Europe.
Summaries by Image Review based on publicly available sources and our own editing. External links may contain affiliate links.
What others ask about Cover4Rentals EU
Answers to the most common questions, based on search behaviour and our own research.
Is Cover4Rentals EU a reliable insurance provider?
Cover4Rentals states it has protected over 400,000 customers and is listed on Trustpilot. The company was founded with a specific focus on car hire excess insurance for European travellers, which suggests a degree of specialisation in this area.
Do I need to tell the rental company I have Cover4Rentals insurance?
No. Customers are not required to inform the rental company or obtain their approval. Cover4Rentals deals directly with the policyholder when a claim is needed.
How does the claims process work if my rental car is damaged?
If damage occurs, the customer pays the rental company for the costs upfront at the time of the incident. Afterwards, they submit a claim to Cover4Rentals to recover those costs.
What types of cars are covered by a Cover4Rentals policy?
The policy covers cars, including 4x4s intended for on-road use, with a maximum of 7 seats, up to 10 years old, and with a retail purchase value of €75,000 or less. The specific make and model does not need to be declared when purchasing a policy.
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