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Aflac is an American supplemental insurance provider that offers a range of policies designed to cover costs that standard health insurance typically leaves unpaid. Customers can purchase coverage directly or through an employer, with options spanning accident, cancer, dental, life, and pet insurance.

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At a glance

About Aflac

Main category
Supplemental insurance
Key products
Accident, cancer, critical illness, dental, life, pet, disability insurance
Target audience
Individuals, families, and employers
Customer service
Available 24/7 at 855.210.8749
Pet insurance partner
Trupanion
Quote options
Online or via a licensed agent
Markets served
United States, including Puerto Rico and Washington D.C.
Aflac positions itself in the supplemental insurance market, targeting individuals, families, and employers who want financial protection beyond what their primary health insurance covers. Its core philosophy is that out-of-pocket expenses from illness or injury should not derail a household's finances, and it pays cash benefits directly to policyholders to address that gap. The company serves both individual consumers and businesses of various sizes, offering direct-purchase products as well as employer-sponsored group plans. Pet insurance under the Aflac brand is powered by Trupanion, indicating a partnership model for that specific product line.
September 2026

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Recent

Aflac in the news

Recent updates and background about Aflac, summarised in our own words.

simplywall.st

Analysts weigh in on Aflac share valuation near $117

Aflac shares recently closed at approximately $117, prompting discussion about whether the stock is fairly priced at that level. Financial analysts have examined the company's fundamentals to assess whether the current share price reflects its underlying value.

Stock Titan

Aflac executive plans to sell over 13,000 shares

An Aflac executive has announced the intention to sell 13,201 shares derived from vested stock and stock options. This type of transaction is a standard process through which company insiders convert equity compensation into liquidity.

MarketBeat

Major Aflac shareholder Post Holdings Japan offloads 13,600 shares

Post Holdings Co. Ltd. Japan, a significant shareholder in Aflac, has sold 13,600 shares of the company's stock. The sale reduces the Japanese firm's existing stake in the American insurance company.

Summaries by Image Review based on publicly available sources and our own editing. External links may contain affiliate links.

Frequently asked questions

What others ask about Aflac

Answers to the most common questions, based on search behaviour and our own research.

Is Aflac a reliable insurance provider?

Aflac is a well-established supplemental insurance company operating across the United States, including Puerto Rico and Washington D.C. It offers licensed products for individuals and employers, with customer service available around the clock.

How does Aflac pay out claims?

Aflac pays cash benefits directly to policyholders to help cover expenses that primary health insurance does not pay, such as copays, deductibles, and other out-of-pocket costs. Policyholders can file claims through their online account.

Can I get Aflac insurance through my employer?

Yes, Aflac offers a range of group products designed for employers, including dental, vision, life, and disability insurance. Employees can also access short-term disability and hospital insurance through employer-sponsored plans.

Does Aflac offer pet insurance?

Aflac offers pet insurance powered by Trupanion, which provides coverage for unexpected veterinary costs for dogs and cats. Coverage is available directly and includes options for dogs, puppies, cats, and kittens.

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